A Guide to Uber Injury Claims: Legal Actions for Compensation

Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.

In this article, typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:

Cervical Strain: This neck injury is common in rear-end collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Bone Injuries: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, uber accident claims settlement they cause substantial pain.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

Other Drivers: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.